Ask your MPs, banks, mobile operators, service providers to #SpeakForMe against the Aadhaar linking coercion. speakforme.in | Follow the thread to know more about the risks of aadhaar, long thread on issues several of us are concerned
#SpeakForMe Everyone is concerned with data protection, while a govt committee is formed & is accepting comments, we are deeply concerned about lack of accountability. @anivar writes on #AadhaarLeaks of how @UIDAI itself leaks Aadhaar medium.com/karana/when-ui…
#SpeakForMe What happens when you voice your concerns to people in positions / power. You get blocked, worse, trolled back. Read @jackerhack 's account of troll campaign against Aadhaar critics. medium.com/karana/inside-…
#SpeakForMe When bio-metrics fail, it causes exclusion. Millions are deprived of benefits from starvation to denial of pension, livelihood. Read Reetika Khera on why #Aadhaar based biometric authentication for welfare delivery must go. thehindu.com/opinion/lead/w…
#SpeakForMe#Aadhaar is used for direct benefits transfer. Learn how the subsidy delivering payments technology is broken and how it was exploited by pvt interests denying people of govt subsidy. medium.com/karana/fault-l…
#SpeakForMe Lack of transparent technology risks cyber security of #Aadhaar ecosystem, and there is no formal process of engaging with cyber security experts. Read @iam_anandv writing on security flaws on mAadhaar app medium.com/karana/securit…
#SpeakForMe How to build national ID systems while protecting privacy. Read @nixxin piece on how *not* to build one, several of which are core features of #Aadhaar violating fundamental right to privacy. medium.com/karana/how-not…
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Repeat after me: #FASTag is an asset monitoring technology for the lenders (highway traffic measurement for infrastructure assets & vehicle control -- toll block / geo-fence -- for vehicle loans) masquerading as toll collection technology providing convenience.
Repeat after me: #BBPS is an investment lead generation technology for the lenders (consumption data of utilities for infrastructure for equity investments & family consumption/scoring for household finance) masquerading as bill collection technology providing convenience.
Repeat after me: #GSTN is a trade surveillance technology masquerading as simplified(!!) tax collection technology.
First up some fact checking on email, tweets. Then some commentary about BBPS, then the larger idea of NPCI being the behemoth, what it means to industry, @CashlessConsumr and the whole data game.
// Because there’s just no telling when it will decide to become a competitor. //
They are in for it to super control the market, not compete. Even on BHIM in UPI, technically, NPCI is operator, the banks are the players market wise.
A thread on #UPI PSPs who come in all shapes and sizes, Some history from 2016, some thoughts on bank led model, API gatekeeping, unbundling of #UPI, hierarchy of players, business impact.
#UPI hit the market with ~18 banks going live in July 2016. All of them released an app, had their own PSP backends, were issuers. A week later @PhonePe_ became the first non-bank PSP with an YesBank partnership operating its own PSP backend.
Days later few more apps built by startups hit. All of them with YesBank partnership, using Yesbank PSP backend. SBI and HDFC were largely holdouts to UPI, did not have choice but to launch post #DeMo
Now that the lawyers have run their marathon and we wait for the top court to rule, a small personal diary note thread on #Aadhaar & me.
Huge thanks to community of people who have widened my wisdom of how society works. Fellow helpless people helping each other.
It started sometime in 2011, when I knew nothing, enrolled along with family.But our enrollment packets were lost, EID wasnt even searchable. I did write some emails to support, but yielded nothing more than, please enroll again. As the need wasn't real, did not enroll.
Parents gave up at a later date, enrolled, got UID successfully generated. I resisted, mostly because of laziness, but did not have developed trust enough to enroll. On random browsing sessions, have heard Usha Ramanathan on YouTube, but never took deep dive into issues.
Thread on Billgates connection to #Aadhaar. Does he know enough to comment (of course he knows a lot more, deep intentions, interests). Now that he himself has repeated the fact that, his "charity",WB are interested in it, like to fund the initiatives, lets look at larger picture
Read "Digital Poverty Stack". I will summarize these posts
Note that @India_Stack and Level One Project are parallel initiatives in India and Africa respectively? Why only these two geographies? Why not elsewhere?
Besides the usual guinea pig theory, the other common thing is, these are geographies where "Development finance"
I dont have any soft spots for @NandanNilekani, but this needs demystifying for people to see larger picture and not get personal, potshot happy and forget, but its important to understand what ROHINI is, what the healthcare agenda is, so Thread.
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IIB is registered society, promoted by insurance industry as an agency to provide sector level cooperation. Regulators : Industry bodies :: RBI-TRAI-IRDA : IBA / NPCI-COAI-IIB. These industry organizations exist to shape larger policy around industry to safeguard themselves
IIB was formed in *2009* and ROHINI is health insurance market analyzing product which the insurance industry needs. That they have effectively lobbied regulator IRDA to make it mandatory is another thing, all these before *Modi care*